Personal Investments • Which Brokerage to You Recommend when Using an Account...
I will be managing my mothers investment accounts and would like get advice on which brokerage you recommend when using an account authorization. She currently has an after tax accounts mostly in low...
View ArticlePersonal Finance (Not Investing) • Getting tax deduction from ACA (non-HSA)...
So I'm losing my employer health insurance. We with our two kids plan to get our insurance through our state's insurance marketplace. Since my spouse is self employed we should be able to deduct the...
View ArticlePersonal Consumer Issues • Help my kid out - International Relations Masters
Hi all,I've seen some other International Relations themed posts here so I know there are folks in the field on this forum. I'm jumping the gun a bit because not all acceptances are in yet but I'm...
View ArticlePersonal Investments • What funds to park inherited UTMA?
Hey all, question about where to park an inherited UTMA account. My son inherited about $100k from a family friend that is currently in an UTMA account until age 25. He’s currently 5. The funds are in...
View ArticlePersonal Finance (Not Investing) • Realtor handling both sides
What are the pitfalls of having the same realtor represent both sides of the deal in a real estate transaction? Where are the potential conflicts of interest?Statistics: Posted by boglerocks — Wed Feb...
View ArticlePersonal Investments • Brokered CDs vs Treasuries and Flexibility
I have a Schwab account I use to buy CDs and consolidate my holdings in one place and have FDIC insurance. According to their website, it’s easier to sell off treasuries on their secondary market in...
View ArticlePersonal Investments • roth conversion questions
sorry if this is redundant but it seems like i have seen different answers for this situation- started Roth Conversions of TIRA accounts2021 age 66 $10,000.2022 age 66 $125,000.2023 age 67...
View ArticlePersonal Finance (Not Investing) • Roth conversion options and strategies...
The CyclingDuo household moved from DINKs to SINKs (single income, no kids) household income beginning in 2024. Looking at the window in front of us for some Roth conversions, or rather windows for...
View ArticlePersonal Finance (Not Investing) • Tax question - Overpayment of Social...
Due to a corporate restructuring, I am moving to a different business unit within my company. I was informed that I will receive two W2s for 2024 and that my Social Security and Medicare taxes will be...
View ArticlePersonal Finance (Not Investing) • Beneficiaries for Joint Accounts on Vanguard
Vanguard does not allow for listing beneficiaries on Joint Accounts. Any idea why? what are my options if I want to have my kids listed as beneficiaries on my joint account with my wife? Thank...
View ArticleInvesting - Theory, News & General • Bid/Ask spreads on Long TIPS
Is it normal for bid/ask spreads to be pretty high on long TIPS? I was looking at 25-30 year TIPS (maturing in 2049 to 2053), and spreads seemed to be around $.25 for $100 face value. I was mainly...
View ArticlePersonal Investments • Why should I back door Roth?
I’m wondering if I’m missing something big with not wanting to bother with Roth conversions. I’m a simpleton…maybe to my detriment at times. Blending pre and post tax money and then getting into a pro...
View ArticlePersonal Investments • Exchange fund [www.usecache.com]
I am looking at exchanging one concentrated fund --> exchange fund (don't confuse this with exchange-traded fund).In the process of talking to Goldman, Morgan Stanley...etc. Both have pretty high...
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Personal Finance (Not Investing) • super charging my roth contribution ......
I was thinking about throwing my entire 2024 Roth contribution into UPRO (aka 3x SPY).If things go well ... great. If things go poorly, I believe that I can recharacterize the contribution and the...
View ArticleInvesting - Theory, News & General • CD Compounding
I am trying to compare two brokered CDs.1. 4.20% compounded monthly.2. 4.25% compounded semiannually.Interest payments will go to the settlement fund.Which one has the better net return.Statistics:...
View ArticlePersonal Finance (Not Investing) • Concerns about using K. Hovnanian...
Hello all,I recently signed a contract with K. Hovnanian Homes for a townhome. They offer a $20,000 incentive if I use their affiliated mortgage company. While I understand mortgage lenders require...
View ArticlePersonal Consumer Issues • Prescrption processing outage?
One of my scripts is delayed. I was told there is a "nationwide outage" due to a cyber attack at United / Change Healthcare. I'm not seeing much on the google - just a couple paragraphs at...
View ArticlePersonal Investments • Mom looking for some investment advice.
Hello everyone, I'm a newcomer here and could use some advice. Just hit the milestone of turning 51, and I have between $100k to $110k ready to invest. I'm eager to explore the most lucrative avenues...
View ArticlePersonal Finance (Not Investing) • Cost basis
Is it your understanding that if kids inherit condo or mutual funds upon death that they will get a new cost basis on the date of death?Statistics: Posted by rockylou — Thu Feb 22, 2024 3:08 pm —...
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Personal Finance (Not Investing) • Delayed Social Security - Resumed Payments ?
Despite reading this post: viewtopic.php?p=6864690#p6864690and the POMS page on DRC, I did not grasp the impact of resuming payments at a time other than December 70th birthday/January.It was very...
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